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Connecting consumers with lenders

Helping you reach financial freedom by connecting you with lenders.

One form connects you with lenders in our network who may be able to help with what you need. See the cost of borrowing broken down clearly, with no hidden fees from us. Approval, rate, loan amount, and funding are set solely by the lender.

See how this works
Connecting you with lenders

Who we are, stated plainly

5KFast is a lead generator and marketing service. We are not a lender, not a broker, and not affiliated with any bank. We connect consumers with lenders in our network. We do not guarantee approval, rate, loan amount, or funding. Those are set solely by the lender.

Estimator

Estimate a monthly payment

Educational only. Nothing you move here is collected or sent anywhere.

$7,500
$500$35,000
19.99%
5.99%35.99%
Repayment period

91 day minimum up to a 72 month maximum.

Estimated monthly payment

$279

Principal $7,500Estimated interest $2,533
Number of payments
36
Estimated interest
$2,533
Estimated total repaid
$10,033

This is an estimate for illustration only. It is not an offer of credit, a quote, or a prediction of what any lender will offer. Actual rates, terms, and monthly payments are set solely by the lender and depend on your credit profile, income, state of residence, and the lender's own criteria.

APR range 5.99% to 35.99% for qualified customers.* Repayment periods from a 91 day minimum up to a 72 month maximum. Loan amounts from $500 to $35,000, though not all lenders can provide loans up to $35,000.

*Advertised rates and terms apply to qualified borrowers only. Not all applicants will qualify. Actual APR, loan amount, and repayment terms depend on creditworthiness, underwriting criteria, and the specific lender matched. APRs for some borrowers may exceed the stated range. 5KFast is not a lender.

How this works

Four steps, including the one most sites skip.

The second step is the honest one, and it sits in the middle of the page rather than in the fine print.

  1. 01

    Tell us what you are looking for

    One short form on the next screens. This page collects nothing at all.

  2. 02

    We check for lenders in our network

    Not every consumer connects with a lender, and no lender is obligated to make an offer.

  3. 03

    Lenders that are interested contact you directly

    On their own criteria and their own terms.

  4. 04

    You review any offer and decide

    Read the full loan agreement, fees and prepayment terms included.

Where your information goes

Named categories, not vague language.

Our marketplace is built to shield you from unwanted marketing and pushy sales calls. We limit what we collect and share it with lenders only once you give permission. The Privacy Policy carries the full detail.

01

Lenders

Decide whether to contact you, and set every term.

02

Marketing partners

Promote personal loan offers and related products.

03

Aggregators

Route submissions into their own lender networks.

We are compensated by lenders and marketing partners when we transmit consumer information to them, and that compensation may influence which partners appear.

Market context

The borrowing landscape, in figures.

Independent figures on the US personal loan market, drawn from the credit bureaus and the Federal Reserve. They describe the market, not 5KFast results. Verified as of August 2026.

$277B

Outstanding unsecured personal loan balances in the US, a record.

TransUnion, Q1 2026

67.5M

Personal loans on US credit reports, up 7% from 63.2M in 2024.

Experian

Average rates in market

For context only. Your rate is set by the lender.

11.40%

24-month bank personal loan · Federal Reserve

22.25%

Credit card assessed interest · Federal Reserve

7.42%

60-month new car loan · Federal Reserve

These figures describe the broader market and are not offers, quotes, or predictions of what any lender will offer you.

Simple · transparent · secure

Ready to see who can help?

The next screens collect your details. Your information is safe and secure, encrypted with 256-bit security, and shared only with lenders once you give permission.

Checking your options does not affect your credit score.